MOSCOW, 24 Feb – PRIME. The Bank of Russia expects that the introduction of the digital ruble will force banks to rethink their strategy on fees and help reduce the cost of acquiring, said Deputy Chairman of the Central Bank of the Russian Federation Alexei Zabotkin during an online discussion “Why do we need a digital ruble.” “We expect that the provision of an equally accessible payment infrastructure, very basic in its functionality, but equally accessible to both the population and the business, will indeed create a more competitive field in the field of payments and this in itself will force banks to rethink their strategy somewhat in terms of commissions. , and in terms of non-price terms of providing these services to their customers, “he said. “A very significant part of payment services is accepting non-cash payments at points of sale, and for this banks receive a commission for acquiring. We believe that the emergence of an alternative as a digital ruble will force banks to lower this part of their commissions and, accordingly, make payment services more affordable and less burdensome both for business and for the population, because, ultimately, all this is sewn into the price for the consumer, “Zabotkin added. The regulator presented the idea of the digital ruble in mid-October last year. It is assumed that it will be in the form of a unique digital code, which is stored in a special electronic wallet, and will be a full-fledged means of payment on a par with a regular ruble.