Financial company “Binkor” – is it worth contacting?

What does he do in LLC “Binkor”? The company acts as an intermediary in obtaining loans. Should I contact this organization? Are its employees fraudulent? Let’s try to figure it out.

Contacts

+7 (495) 152-52-25

Addresses:

• Moscow, Ovchinnikovskaya nab., 20, p. 1 BC “Central City Tower”
• Moscow, st. Taganskaya, 3, BC “Tagansky Passage”, office. 501

[email protected]

Sentence

Binkor acts as an intermediary between the borrower and the lender. The company works with both individuals and legal entities.

Clients are offered:

• Cash loan
• Secured loan
• Refinancing

For individuals:

• Mortgage
• Refinancing
• Bail
• Bad credit history

For business:

• Refinancing
• Mortgage
• Investment
• Overdraft
• Express

The approach to each client is individual. The interest rate is negotiated separately, but the minimum on the site is indicated from 6.7% annual. The maximum maturity is 30 years.

For some loans, a certificate of income confirmation is not required.

Binkor also serves clients with bad credit history and offers:

• Term loan with a bad history
• Overdue loan
• Secured loan with bad history

The interest rate for these loans will be significantly higher and the amount will be lower. For example, an urgent loan to a malicious defaulter can be approved under 18.9% per annum and higher. You can count on an amount not exceeding 100,000 rubles.

Platform terms

You can apply for a loan directly on the website. To do this, you need to fill out a special electronic form. The company’s specialists promise to respond on the same day.

What are the advantages of the company? Binkor’s website says:

• Saving your time and money due to a profitable credit program among all existing offers on the market;
• The minimum package of documents (without proof of income);
• The term of consideration is 1 day;
• Access to individual credit conditions for our company’s clients, which saves up to 5% of the bank’s base rate; (banks reduce the rate for our clients, due to partner preferences and close cooperation)
• The opportunity to get qualified financial advice and find out what your scoring score is and how the bank evaluates you.

Basically, most of these companies name the same benefits in their work.

The trust

I already wrote above that LLC “Binkor” works legally. And this is a plus… The company was registered 06/08/2017, but it works much longer. The reorganization was carried out three years ago.

Site domain has been registered November 24, 2016.

Plus it is also that company representatives do not charge upfront for their services. Moreover, the site says:

Our company does not, under any circumstances, take money before providing the service. Never!

For example: you have been asked to transfer funds to find out your credit history. Any type of collection of money prior to performing a service on behalf of Binkor is fraudulent. If you encounter this problem or have already become a victim of scammers, please contact us.

Sound warning.

Binkor cooperates with many banks. The site contains copies of certificates issued by well-known banks. And that’s not bad either.

According to the Federal Tax Service, Binkor deals with:

• 69.10 legal activities
• 68.31 Real estate agency activities on a fee or contract basis
• 69.20.1 financial audit activities
• 69.20.3 activities in the field of tax consulting

As you can see, the company does not lend its own funds to borrowers, but only helps banks and clients find a common language.

Should I contact Binkor? Not if you have a clean credit history. You can arrange a loan yourself at any bank you like. You don’t have to pay intermediaries for services. You can choose a suitable loan by monitoring offers in the financial services markets.

As for those with bad credit, the chances that some intermediary will help you are not very much. You will either be offered a loan on enslaving terms, or they will refuse to apply at all. Be realistic.

Conclusion

Binkor – an intermediary company between credit institutions and people in need of borrowed funds. The company has been working for a long time, but don’t expect miracles from it.