MOSCOW, 2 Mar – PRIME. Russians have more free money: the free money index (ISD) in January 2021 showed the highest growth in the entire history of observations. This is reported by “Izvestia” with reference to the data of the research holding “Romir”. The Russians told what they began to spend more Compared to December 2020, the index grew by 82% and by 22% – from January. This indicator demonstrates the dynamics of the excess of income over expenses. According to experts, free money in the budgets of Russians was formed during a period of uncertainty due to a pandemic and a jump in inflation. ISD demonstrates the ability of Russians to accumulate funds or spend them on large purchases (equipment, cars, housing). These are the funds that remain with the family after buying the necessary food, everyday goods, paying for housing and communal services, transport and other services, the holding explained. This dynamics can be explained, among other things, by seasonality – in the first month of the year, ISD is traditionally at its peak. , since after the New Year, citizens reduce their spending. Inna Karaeva, Executive Director of Romir and Mile Group, commented on the results of the study. “This year, the effect has been reinforced by the declining spending on New Years due to constraints,” she explained. Lazar Badalov, Associate Professor of the Department of World Finance at the Financial University under the Government of Russia, agreed with her, noting that “January 2021 was also inactive due to the pandemic, many people canceled New Year’s trips, shopping, spent more time at home, and not in cultural institutions, shops and restaurants “. In 2020, a study by the Romir holding reported that the amount of free money in Russian families decreased by 10% in September compared to August. Over the year, the drop was 25%. Experts found out what clothes Russians are willing to buy from their hands Free Money Index – the difference between household income and necessary expenses. Average incomes were determined on the basis of calculations by Romir and Rosstat, and the holding’s households were analyzed to estimate costs.