MOSCOW, 7 Mar – PRIME. The government has tightened requirements for organizations that issue mortgage loans, the press service of the Cabinet of Ministers reported. citizens. “The government has tightened the requirements for organizations that can provide mortgage loans,” the statement says. Today, mortgage loans are issued not only by banks, but also by other financial organizations. To do this, they must be included in the list of authorized companies for which DOM.RF JSC is responsible. The rules for compiling this list were approved by a government decree last March. It was established that those organizations that have experience in the market can apply for inclusion in this list. The Bank of Russia has identified regions with the most inaccessible mortgages. The new resolution specifies which loans companies should have in their portfolios. “In particular, the size of the loan must be at least 500 thousand rubles, the minimum period is 36 months. The money had to be transferred at the same time,” the message says. Also, the size of the interest rate should not be more than twice the weighted average interest rate on mortgage loans. In addition, the contract must contain a clause on the insurance of the pledged property. If the organization provides false information, it will be removed from the list.