MOSCOW, 8 Apr – PRIME. The Bank of Russia plans to test a prototype of the digital ruble in 2022, Olga Skorobogatova, First Deputy Chairman of the Central Bank of the Russian Federation, said at a press conference on Thursday. She noted that from the point of view of the stages of project implementation, the Bank of Russia understands that it is necessary to move very carefully. “Because the new form of money requires meaningfulness, it requires piloting various operations using the digital ruble, it requires confidence that we have developed and use all the security tools, liquidity management, and seamless transition from non-cash rubles to digital and vice versa,” she said. Deputy Chairman of the Central Bank. The pressure is falling. Russian gas quietly bypasses Ukraine “Based on all these points, we believe that we need to create a prototype of the digital ruble platform by the end of the year, and next year, in a test mode, together with market participants, try and test this prototype from all points of view,” – added Skorobogatova, stressing that even within the framework of the prototype launch, the Central Bank will act in stages. TRANSFERS IN DIGITAL RUBLES The Bank of Russia believes that transfers in digital rubles between individuals should be free, and the commission for paying for goods should not exceed the commission of the fast payment system (FPS), the First Deputy Chairman of the Bank said during the online conference “Concept of the Digital Ruble” Olga Skorobogatova. The Russian stock market declined amid geopolitical concerns “From the point of view of commissions, we plan to determine the rules for the operation of the digital ruble and commissions later – at the next stage, after the concept. it should be free, “she said. Skorobogatova added that from the point of view of transfers that are made in payment for goods and services, the commission can be set, but no more than it is currently set in the fast payment system. In the SBP, the commission for such transfers is 0.4-0.7%, which is 2-3 times less than the acquiring commission.