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The Bank of Russia recognized the United Credit Bureau as qualified

MOSCOW, June 10 – PRIME. The Bank of Russia recognized the United Credit Bureau (OKB) as qualified, the regulator said in a statement. OKB became the third credit bureau with such a status in the country. The Central Bank wants to update the list of illegal financial market more often. The Central Bank in May recognized the credit bureau as qualified for the first time – it became the National Bureau of Credit Histories, in June Equifax received this status. “The Bank of Russia has decided to recognize the credit bureau of the United Credit Bureau as qualified,” the statement says. The decision takes effect from June 10. A qualified credit bureau must meet the established criteria, in particular, contain information on at least 30 million subjects of credit histories, and also have a minimum capital of 100 million rubles. In addition, a qualified bureau is obliged to provide lenders with information on the average monthly payments of individuals in order to calculate the indicator of the borrower’s debt burden. The Central Bank recalled that increased requirements are imposed on a qualified credit bureau – in particular, on the infrastructure that allows obtaining information for calculating the borrower’s debt burden on a time scale close to real. The exchange of such information will be carried out, including through a unified software interface.

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