MOSCOW, 13 Jan – PRIME. The average maximum rate on deposits of ten Russian banks, attracting the largest volume of deposits of individuals in rubles, at the end of the first decade of January remained at the levels of the second and third decades of December – 4.49%, follows from the materials of the Bank of Russia. The Ministry wants to gain access to bank secrets Recordno the lowest average rate was recorded in the first decade of October – 4.33%. After that, it gradually grew, and its maximum value for this period was recorded at the end of the second decade of November – 4.54%. The average maximum interest rate on deposits calculated by the Central Bank serves as a benchmark for the Russian deposit market. The Bank of Russia recommends that banks raise funds from the population no more expensive than the value of this rate plus two percentage points. The list of banks being monitored includes Sberbank, Sovcombank, VTB, Raiffeisenbank, Gazprombank, MKB, Alfa Bank, FC Otkritie Bank, Promsvyazbank and Rosselkhozbank.